Lawford Kidd's Blog

A new study has revealed that luxury vehicles are more likely to be involved in road traffic accidents than Smart cars and other similar models.

According to the latest data, Smart cars have the lowest "at fault" insurance claim rate out of any model. Between July 2014 and June 2015, vehicles such as the Smart car only registered 78.6 at fault claims per 1,000 drivers. This is in stark contrast to drivers of high-end cars such as Lexus, who had a 111 fault claims per 1,000 road users.

Other high-end luxury brands such as Land Rover and Audi were some of the worst performing in the study, with 110.1 and 105.2 at fault claims per 1,000 drivers respectively. The survey, from Moneysupermarket, analysed over 11.3 million car insurance quotes from the last year and shed some light into the driving habits of drivers.

Whilst Santa's sleigh has the luxury of open sky and a set of trusty reindeer (including one red nosed fellow) to make sure he stays on course, for many of us, Christmas presents a real danger. Thousands take to the icy roads to navigate their way to social events, nativity plays whilst running the risk of a serious accident on Britain's roads.

With Christmas parties, office get-togethers and an increase in alcohol consumption, not to mention the hazardous weather, Christmas can be a very dangerous time to take to the road with accidents rising throughout the festive period.

Winter Weather

Frosty conditions mean that driving can be more difficult with ice and snow giving drivers less control over their vehicle. Allowing extra time before setting off to your destination, keeping a close eye on speed and winter tyres can help reduce the number of road accidents over Christmas. The festive period is one of the worst times for accidents across the UK, with a combination of drinking and dangerous conditions making it a lethal time on the roads. Wintery conditions result in reduced vision for drivers, with commuters being encouraged to take their time when setting off. If you are involved in an accident it is crucial that you take as much detail as you can to be able to prove that the incident was a result of negligent driving.

The number of people dying in road traffic accidents across Europe fell by 9% in 2012, according to new figures released by the European Commission (EC).

This drop means that the number of road traffic fatalities is now at its lowest level since the data was first collected.

A landmark year for road safety

Vice-President Siim Kallas, Commissioner for Transport, has described 2012 as a “landmark year” for road safety in Europe, highlighting that a 9% decrease means that 3,000 lives were saved.

Young drivers could benefit from improved training and lower insurance premiums as the government confirmed its intention to launch a green paper on improving the safety and reducing risks to young drivers.

Among the proposals being considered are:

• a minimum learning period before candidates are permitted to sit their test
• enabling learner drivers to take lessons on motorways, and perhaps during adverse weather conditions or during darkness to encourage greater practice prior to taking a test
• increasing the existing probationary period from two to three years for a new driver’s licence to be revoked if they receive six or more penalty points
• making the driving test more rigorous to better prepare learners to drive unsupervised
• incentives for young drivers to take up additional training after passing their test.

The government is also considering the possibility of imposing temporary restrictions on newly qualified drivers and further details will be included for discussion when the green paper is published.

Lawford Kidd's Derek Carrigan has recently settled a road traffic accident claim, with the global settlement for the six pursuers amounting to £700,000. This is one of the most significant settlements following the commencement of the Damages (Scotland) Act 2011, which came into force earlier this year on 7 July 2011.

To speak to Derek about pursuing a road traffic accident claim, please telephone 0131 225 5214 or email This email address is being protected from spambots. You need JavaScript enabled to view it. today.