According to the latest data, Smart cars have the lowest "at fault" insurance claim rate out of any model. Between July 2014 and June 2015, vehicles such as the Smart car only registered 78.6 at fault claims per 1,000 drivers. This is in stark contrast to drivers of high-end cars such as Lexus, who had a 111 fault claims per 1,000 road users.
Other high-end luxury brands such as Land Rover and Audi were some of the worst performing in the study, with 110.1 and 105.2 at fault claims per 1,000 drivers respectively. The survey, from Moneysupermarket, analysed over 11.3 million car insurance quotes from the last year and shed some light into the driving habits of drivers.